What is the value of your investment in Apple 10 years ago?

Since June, Apple has pledged to incorporate artificial intelligence-powered features into various devices. This week, Apple users could experience Apple Intelligence firsthand, right before the company's upcoming quarterly earnings report.

Apple made its branded generative artificial intelligence model, Apple Intelligence, available on Oct. 28 to supported iPhones, iPads, and Mac devices through a new software update.

The press release on Oct. 28 stated that generative AI tools can assist users with various tasks, including rewriting texts, emails, and notes, searching for photos based on descriptions, and creating video montages.

Apple Intelligence leverages years of advancements in AI and machine learning to integrate generative models into its devices, offering users a user-friendly personal intelligence system that prioritizes privacy, as stated by Apple CEO Tim Cook in the press release.

On June 12, the day after Apple announced its AI features, the stock price of the iPhone maker increased by 7% to $207.15, setting a new record close. Since then, Apple's stock has continued to rise, reaching a 52-week high of $237.49 on October 15.

How much an investment in Apple is worth

On Oct. 31, Apple released its financial report for the fourth quarter.

The company's adjusted earnings per share of $1.64 exceeded analysts' expectations of $1.60, while Apple's quarterly revenue of $94.93 billion surpassed analysts' predictions of $94.58 billion.

Apple, which debuted on the stock market 44 years ago at $22 per share, has since grown to a $3.4 trillion market capitalization with shares priced at $230.10 as of Oct. 30.

DON'T MISS: The ultimate guide to negotiating a higher salary

CNBC determined the current value of a $1,000 investment in Apple made one, five, 10, and 44 years ago, using the company's Oct. 30 closing share price. However, the calculations do not account for any potential changes in Apple's share price following its recent earnings report.

If you invested one year ago

• Percentage change: 36%
• Total as of October 30: $1,357

If you invested five years ago

• Percentage change: 286%
• Total as of October 30: $3,857

If you invested 10 years ago

• Percentage change: 789%
• Total as of October 30: $8,885

If you invested when Apple went public in 1980

• Percentage change: 185,889%
• Total as of October 30: $1,859,888

Why investors should spread their dollars

Financial experts generally caution against selecting individual stocks based solely on a company's short-term performance in the stock market due to its unpredictable nature and the potential for sudden fluctuations in share prices caused by various factors.

A strategy that tends to benefit most investors is investing in low-cost index funds.

Index funds aim to replicate market indices, such as the S&P 500, which measures the performance of 500 large American companies across various industries. By investing in an index fund, you gain exposure to a diverse range of companies, including Nvidia, Apple, and Netflix, rather than risking everything on a single stock.

Since Dec. 1980, the S&P 500 has grown by 4,414%, 191% compared with 2014, 90% compared with 2019, and nearly 40% compared with 12 months ago, according to CNBC's calculations.

Earn more money at work by taking CNBC's new online course, "How to Negotiate a Higher Salary." Expert instructors will teach you the necessary skills to increase your paycheck, including preparation, confidence-building, effective communication, and counteroffer crafting. Pre-register now and use coupon code EARLYBIRD for a 50% introductory discount through Nov. 26, 2024.