The minimum salary required for a comfortable lifestyle in every U.S. state.

The minimum salary required for a comfortable lifestyle in every U.S. state.
The minimum salary required for a comfortable lifestyle in every U.S. state.

According to a SmartAsset analysis, it takes a single person to earn over six figures to live comfortably in the most expensive U.S. states.

The monthly income required to meet the definition of "comfortable" is calculated based on a 50/30/20 budget allocation, where 50% of income is used for necessities, 30% for discretionary spending, and 20% for savings or investments.

Using the MIT Living Wage Calculator, the income required for each state was determined based on the cost of basic necessities.

The five most expensive states for single workers, in terms of the annual income required to live comfortably, are presented here.

  1. Massachusetts: $116,022
  2. Hawaii: $113,693
  3. California: $113,651
  4. New York: $111,738
  5. Washington: $106,496

To live comfortably on your own in these states, you'd need to earn nearly double the median income of most single earners, which is approximately $60,000 per year, according to Labor Bureau data.

A 50/30/20 budget may not be feasible for most single individuals since the national median for living comfortably alone is $89,461.

The "singles tax" refers to the additional expenses that single individuals face, which can be significantly higher than those of people who live with others. This includes not only housing but also extra costs for groceries, travel, transportation, and entertainment.

In order to afford living alone, individuals may have to look for alternative ways to cut expenses, such as downsizing to a smaller apartment or reducing spending on non-essential items like travel.

In each state, the income required for a comfortable lifestyle is listed in ascending order.

Alabama

  • Annual income needed to live comfortably: $83,824

Alaska

  • Annual income needed to live comfortably: $96,762

Arizona

  • Annual income needed to live comfortably: $97,344

Arkansas

  • Annual income needed to live comfortably: $79,456

California

  • Annual income needed to live comfortably: $113,651

Colorado

  • Annual income needed to live comfortably: $103,292

Connecticut

  • Annual income needed to live comfortably: $100,381

Delaware

  • Annual income needed to live comfortably: $94,141

Florida

  • Annual income needed to live comfortably: $93,309

Georgia

  • Annual income needed to live comfortably: $96,886

Hawaii

  • Annual income needed to live comfortably: $113,693

Idaho

  • Annual income needed to live comfortably: $88,733

Illinois

  • Annual income needed to live comfortably: $95,098

Indiana

  • Annual income needed to live comfortably: $85,030

Iowa

  • Annual income needed to live comfortably: $83,366

Kansas

  • Annual income needed to live comfortably: $84,656

Kentucky

  • Annual income needed to live comfortably: $80,704

Louisiana

  • Annual income needed to live comfortably: $82,451

Maine

  • Annual income needed to live comfortably: $91,686

Maryland

  • Annual income needed to live comfortably: $102,918

Massachusetts

  • Annual income needed to live comfortably: $116,022

Michigan

  • Annual income needed to live comfortably: $84,365

Minnesota

  • Annual income needed to live comfortably: $89,232

Mississippi

  • Annual income needed to live comfortably: $82,742

Missouri

  • Annual income needed to live comfortably: $84,032

Montana

  • Annual income needed to live comfortably: $84,739

Nebraska

  • Annual income needed to live comfortably: $83,699

Nevada

  • Annual income needed to live comfortably: $93,434

New Hampshire

  • Annual income needed to live comfortably: $98,094

New Jersey

  • Annual income needed to live comfortably: $103,002

New Mexico

  • Annual income needed to live comfortably: $83,616

New York

  • Annual income needed to live comfortably: $111,738

North Carolina

  • Annual income needed to live comfortably: $89,690

North Dakota

  • Annual income needed to live comfortably: $52,807

Ohio

  • Annual income needed to live comfortably: $80,704

Oklahoma

  • Annual income needed to live comfortably: $80,413

Oregon

  • Annual income needed to live comfortably: $101,088

Pennsylvania

  • Annual income needed to live comfortably: $91,312

Rhode Island

  • Annual income needed to live comfortably: $100,838

South Carolina

  • Annual income needed to live comfortably: $88,317

South Dakota

  • Annual income needed to live comfortably: $81,453

Tennessee

  • Annual income needed to live comfortably: $86,403

Texas

  • Annual income needed to live comfortably: $87,027

Utah

  • Annual income needed to live comfortably: $93,683

Vermont

  • Annual income needed to live comfortably: $95,763

Virginia

  • Annual income needed to live comfortably: $99,965

Washington

  • Annual income needed to live comfortably: $106,496

West Virginia

  • Annual income needed to live comfortably: $78,790

Wisconsin

  • Annual income needed to live comfortably: $84,115

Wyoming

  • Annual income needed to live comfortably: $87,651

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