New data reveals that Washington, D.C. is the top retirement destination in the United States.

According to a recent ranking by senior living website Seniorly.com, the District of Columbia is the best place to retire in the United States, surpassing all 50 states.

The website developed a ranking system for the states based on factors such as cost of living, Social Security payments, local senior population, climate, and access to health care to determine the best states to spend your golden years.

The combination of a comprehensive health-care system with numerous doctors, substantial Medicaid spending on long-term care, and an abundance of attractions in the area, such as museums and monuments, contributed to D.C.'s ranking as the top retirement destination.

The high cost of living in D.C. may make it challenging for retirees to live comfortably, depending on their financial circumstances.

According to Seniorly, the 10 most affordable and healthy states for retirement, outside of D.C., are:

1. Montana
2. Wyoming
3. Alaska
4. Pennsylvania
5. South Dakota
6. Vermont
7. North Dakota
8. Rhode Island
9. Maine
10. Colorado

Four of the top 10 states for retirement are located in the Western region of the U.S., and you may be able to retire there at a lower cost than in D.C.

According to the Missouri Economic Research and Information Center data, Montana has a significantly lower cost of living compared to D.C. The state, known for its stunning natural beauty and abundant outdoor activities, was ranked No. 1 for quality of life. Additionally, 1 out of every 5 residents in Montana are aged 65 and above, according to Census Bureau data, making it an ideal destination for retirees.

Both Wyoming and Alaska are not the most affordable states, but they do not have a personal income tax.

The top 10 states for retirement are not known for their warm climates. Only Rhode Island and Maine, both coastal states, are among the top rankings. However, the winters in these states won't provide a comfortable January beach day like a warmer place like Florida.

Despite being a popular destination for retirees, Florida received the lowest health-care score from Seniorly, resulting in a ranking of 17th overall.

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