Discover the median salaries in the top 25 U.S. cities and assess your earning potential.

In many major American cities, making six figures is no longer a standard; it's the norm.

At least half of households in San Francisco earn $146,872, the highest among six cities with median household incomes over $100,000, according to a new analysis by GoBankingRates.

The 10 wealthiest U.S. cities, according to 2024 U.S. Census household income data, are as follows:

1. San Francisco: $146,872
2. San Jose, California: $146,143
3. Seattle: $124,715
4. Washington, D.C.: $109,300
5. San Diego: $106,007
6. Oakland, California: $101,421
7. Boston: $95,858
8. Virginia Beach, Virginia: $94,066
9. Austin, Texas: $93,004
10. Portland, Oregon: $92,274

According to Motio Research, the estimated median annual household income in 2024 among the largest 50 U.S. cities is $78,171, which is higher than the current median income of $77,046.

The median income in Detroit, which is the 30th largest city in the US, is $40,574, significantly lower than the median income in San Francisco.

According to New World Wealth, San Francisco has 305,700 millionaires, which is the second highest number of millionaires among U.S. cities, surpassed only by New York City's 349,500 millionaires.

Cities with high levels of wealth often have a large number of well-paying jobs in technology, finance, entertainment, or healthcare industries. Additionally, limited space for new housing developments and increased property prices due to scarcity can make it difficult for lower-income individuals to enter the market.

The 25 most populous U.S. cities ranked by their median household incomes, as well as the average income for the wealthiest 5% of earners in each city.

1. San Francisco

• Median household income: $146,872
• Average household income for top 5% earners: $1,007,363

2. San Jose, California

• Median household income: $146,143
• Average household income for top 5% earners: $775,803

3. Seattle

• Median household income: $124,715
• Average household income for top 5% earners: $773,332

4. Washington, D.C.

• Median household income: $109,300
• Average household income for top 5% earners: $772,837

5. San Diego

• Median household income: $106,007
• Average household income for top 5% earners: $614,755

6. Oakland, California

• Median household income: $101,421
• Average household income for top 5% earners: $691,594

7. Boston

• Median household income: $95,858
• Average household income for top 5% earners: $727,746

8. Virginia Beach, Virginia

• Median household income: $94,066
• Average household income for top 5% earners: $502,395

9. Austin, Texas

• Median household income: $93,004
• Average household income for top 5% earners: $607,976

10. Portland, Oregon

• Median household income: $92,274
• Average household income for top 5% earners: $550,487

11. Denver

• Median household income: $92,249
• Average household income for top 5% earners: $625,097

12. Colorado Springs, Colorado

• Median household income: $84,913
• Average household income for top 5% earners: $442,133

13. Long Beach, California

• Median household income: $84,880
• Average household income for top 5% earners: $457,729

14. Sacramento, California

• Median household income: $84,836
• Average household income for top 5% earners: $439,505

15. Raleigh, North Carolina

• Median household income: $84,489
• Average household income for top 5% earners: $565,658

16. Atlanta

• Median household income: $83,440
• Average household income for top 5% earners: $820,758

17. New York City

• Median household income: $82,314
• Average household income for top 5% earners: $746,353

18. Minneapolis

• Median household income: $82,019
• Average household income for top 5% earners: $552,377

19. Los Angeles

• Median household income: $81,924
• Average household income for top 5% earners: $667,861

20. Charlotte, North Carolina

• Median household income: $79,588
• Average household income for top 5% earners: $644,063

21. Bakersfield, California

• Median household income: $79,327
• Average household income for top 5% earners: $453,412

22. Mesa, Arizona

• Median household income: $79,262
• Average household income for top 5% earners: $408,068

23. Fort Worth, Texas

• Median household income: $78,144
• Average household income for top 5% earners: $436,906

24. Phoenix

• Median household income: $77,463
• Average household income for top 5% earners: $486,335

25. Arlington, Texas

• Median household income: $77,080
• Average household income for top 5% earners: $385,600

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