Unbeatable deal: Get 120,000 bonus points with the Chase Ink Business Preferred credit card.
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The Chase Ink Business Preferred® Credit Card now offers a record-breaking introductory bonus of 120,000 points, which can be redeemed for $1,200 in cash back or $1,500 in travel booked through Chase TravelSM after spending $8,000 in the first three months from account opening.
This limited-time offer for the Ink Business Preferred card is even more enticing than its previous intro bonus, which was already one of the top welcome offers out there. To be eligible for this business credit card, you need to know about its benefits.
Chase Ink Business Preferred welcome bonus
- After opening an account, spend $8,000 on purchases within the first 3 months to earn 120,000 bonus points.
- After opening an account, spend $8,000 on purchases within the first 3 months to earn 100,000 bonus points.
The Chase Ink Business Preferred® Credit Card's new welcome offer is the same as the previous one, but you can earn an extra 20,000 Chase Ultimate Rewards points. These additional points are worth at least $250 in travel, making it a great time to apply for this card if you've been considering it.
You will receive at least 128,000 Chase points after spending $8,000 with the Ink Business Preferred credit card. These points can be redeemed for $1,280 in cash or used for gift cards with the same value.
You can increase the value of your Chase points by 25% when booking travel through Chase TravelSM with the Ink Business Preferred card, allowing you to book $1,600 in flights, hotels, car rentals, cruises and more with your points.
As an Ink Business Preferred cardholder, you will have access to 14 Chase Ultimate Rewards 1:1 transfer partners. By utilizing the best each travel partner offers, you can significantly increase the value of your Chase points. For example, you could transfer 120,000 points to Air Canada Aeroplan and book a round-trip business-class flight (under 4,000 miles each way) from the U.S. to Europe on a Star Alliance airline such as United or Lufthansa. This type of ticket could easily cost $3,000 or more when paying with cash.
Chase Ink Business Preferred rewards
The Ink Business Preferred card is a valuable business card because it earns Chase Ultimate Rewards points and earns a lot of them for common business expenses. You will earn 3X points on the first $150,000 spent in combined purchases in select categories each account anniversary year, which include:
- Travel
- Internet, cable and phone services
- Advertising purchases with social media sites and search engines
You'll also earn 1X points on all other purchases.
Chase Ink Business Preferred benefits
The card offers robust travel and purchase protections, with eligible purchases qualifying for coverage.
- Trip cancellation and interruption protection
- Travel and emergency assistance services
- Rental car collision damage waiver
- Purchase protection
- Extended warranty protection
No foreign transaction fees or additional fees for employee cards are associated with this card.
Who's eligible for this offer?
To be eligible for the Ink Business Preferred, you need a good to excellent credit score and a business, but it doesn't have to be a full-time one. You may qualify with a side hustle or freelance gig. For more information on how to apply, check out our guide on applying for a Chase business credit card.
If you have opened five or more credit cards from any bank in the past 24 months, you may not be approved for a new Chase credit card due to an unofficial 5/24 rule.
Alternative cards to consider
The Blue Business® Plus Credit Card from American Express is a great no-annual-fee business card because it also earns transferrable points. You'll earn 2X American Express Membership Rewards points when you spend up to $50,000 on purchases using the card each year (then 1X points). This makes it a good option if you're just starting a business, even though it doesn't have the massive intro bonus that you'll get with the Ink Business Preferred.
Luxury travel perks can be obtained by business owners who are interested in the Capital One Venture X Business Credit Card. This card offers a substantial welcome bonus and earns at least 2X Capital One miles on every purchase. Capital One miles can be transferred to 18 airline and hotel loyalty programs, including Emirates Skywards, Turkish Miles&Smiles, Flying Blue (Air France and KLM), and Wyndham Rewards. Although the annual fee is higher at $395, cardholders receive a $300 travel credit for bookings through Capital One Travel and 10,000 bonus miles on their card anniversary (worth at least $100 in travel). Additionally, the card provides airport lounge access, up to $100 in Global Entry or TSA PreCheck credit, and no foreign transaction fees.
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To learn about the rates and fees for the Blue Business® Plus Credit Card from American Express, please visit this link.
