For 2025, the IRS has declared catch-up contributions for 401(k) plans.

• The 2025 catch-up contribution limits for 401(k) have been announced by the IRS.
• In 2025, the 401(k) catch-up contribution limit will remain $7,500, the same as in 2024.
• Secure 2.0 allows investors aged 60 to 63 to save $11,250 for catch-up contributions.

For 2025, the IRS has set new 401(k) contribution limits for catch-ups.

The 401(k) contribution limit for 2025 has been increased to $23,500, while catch-up contributions for older savers remain at $7,500.

Workplace plans, including 401(k)s, 403(b)s, and most 457 plans, as well as the federal Thrift Savings Plan, are subject to certain limits.

For 2025, the IRS announced increased individual retirement account limits and higher income thresholds for Roth IRA contributions.

The IRS reveals new federal income tax brackets for 2025.

In 2025, Secure 2.0 will increase the catch-up contribution for savers aged 60 to 63 to $11,250, resulting in a total of $34,750.

The IRS has announced inflation adjustments for 2025, including changes to federal income tax brackets, capital gains brackets, estate and gift tax exemptions, and earned income tax credit eligibility, roughly one week after unveiling these adjustments.